Chase Freedom Unlimited®
The Chase Freedom Unlimited® Card offers versatile cashback rewards, a generous intro APR period, and robust travel protections—all with no annual fee.
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Earn Unlimited 1.5% Cash Back
Earn 1.5% cash back on every purchase—no categories or rotating bonuses, just automatic rewards on all your spending.
Intro APR Offer
Enjoy 0% introductory APR for 15 months on both purchases and balance transfers, giving you financial breathing room.
No Annual Fee
Keep more of your rewards thanks to no annual fee—this card is easy to maintain long-term without extra costs.
Bonus Categories with Chase Ultimate Rewards®
Earn up to 5% on travel through Chase Ultimate Rewards®, 3% on dining and drugstores, and 1.5% on everything else.
Chase Freedom Unlimited®: A Closer Look
If you’re hunting for a credit card that works just as hard as you do, the Chase Freedom Unlimited® might be the one. With unlimited 1.5% cash back on every purchase, it keeps things straightforward while still packing in the perks. You can also earn 5% on travel purchased through Chase Ultimate Rewards®, 3% on dining and drugstore purchases, and 1.5% on everything else—automatically. Beyond rewards, this card stands out for its introductory 0% APR on purchases and balance transfers for 15 months (then a variable APR applies). With no annual fee and robust fraud protection, it’s a smart pick for both newbies and seasoned cardholders alike.
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Is there an annual fee for the Chase Freedom Unlimited®?
No, the card comes with no annual fee, making it great for long-term use.
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What is the current welcome bonus?
Chase frequently offers a bonus like $200 after spending $500 in the first 3 months—check the website for the latest offer.
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Can I use the cashback for travel rewards?
Yes, especially if you have a premium Chase card—you can convert cashback into Ultimate Rewards® points for travel.
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What credit score do I need?
Generally, a good to excellent credit score (670 and above) is recommended for approval.
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Does the card have foreign transaction fees?
Yes, there’s a 3% foreign transaction fee, so it's not ideal for international travel.
How to Apply for the Chase Freedom Unlimited® Card
Applying for the Chase Freedom Unlimited® Card is quick and straightforward. Start by visiting the Chase website and navigating to the Freedom Unlimited product page. You’ll be asked to fill out a standard application that includes your name, address, income, and employment details. Be sure to check your credit score before applying—Chase typically looks for good to excellent credit (670+ FICO). Once submitted, most applicants receive a decision within minutes. If approved, your card should arrive in 7–10 business days. Chase may also offer a welcome bonus for new cardholders—usually after you spend a certain amount within the first three months. Be sure to review the terms. For those who already have a Chase account, applying through your online portal can streamline the process. And if you’re unsure about approval odds, Chase’s prequalification tool is a great low-risk way to check.