Chase Freedom Unlimited® Card
Chase Freedom Unlimited® Card: Cashback with no annual fee, high rewards on everyday purchases, and valuable travel and shopping perks. Flexible redemption and a simple structure make it a smart choice for maximizing value.
By: Zienic
Unlimited 1.5% cashback on every purchase
No caps, no expiration, and no need to track rotating categories.
5% cashback on travel purchased through Chase Ultimate Rewards®
Save more while booking flights, hotels, and more.
3% cashback on dining and drugstore purchases
Enjoy higher rewards where you spend the most.
Intro APR offer
0% intro APR on purchases and balance transfers for the first 15 months.
Why the Chase Freedom Unlimited® Card Stands Out
The Chase Freedom Unlimited® Card is a go-to option for consumers who value simplicity and strong cashback rewards. Unlike many cards that limit rewards to rotating categories, it offers an unlimited 1.5% cashback on all purchases, ensuring that every dollar you spend works harder for you. For those who travel, the card boosts your earnings with 5% cashback on travel booked through Chase Ultimate Rewards®, a portal that offers competitive rates and exclusive deals. Dining and drugstore purchases also get a generous 3% cashback, making it ideal for everyday essentials and special nights out. Plus, new cardholders can enjoy a valuable welcome bonus and a 0% introductory APR for 15 months on purchases and balance transfers, giving you breathing room for big expenses. Rewards are easily redeemable for travel, cash back, or gift cards, and when paired with other Chase cards like the Sapphire Preferred®, you can maximize your points even further. With no annual fee, this card delivers premium value without ongoing costs.
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What credit score do I need for the Chase Freedom Unlimited® Card?
Most applicants approved for the card have a good to excellent credit score, typically 670 or higher.
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Does the Chase Freedom Unlimited® Card have an annual fee?
No, the card comes with no annual fee.
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Can I redeem cashback for travel?
Yes, cashback can be redeemed for travel through Chase Ultimate Rewards®, often with added value.
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Is there a foreign transaction fee?
Yes, the card charges a 3% foreign transaction fee, so it may not be ideal for international purchases.
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How soon can I start earning rewards?
You start earning cashback from the moment your account is approved and you begin making purchases.
How to Apply for the Chase Freedom Unlimited® Card
Applying for the Chase Freedom Unlimited® Card is a straightforward process that can be completed online in minutes. Start by visiting the official Chase website and navigating to the Freedom Unlimited® product page. Review the card’s terms and conditions to ensure it fits your spending habits and financial goals. You’ll need to provide basic personal and financial information, including your name, address, Social Security number, and income details. Chase typically evaluates applicants based on credit history, income stability, and existing relationships with the bank. A good to excellent credit score (generally 670 or higher) improves your approval chances. Once you submit your application, you might receive an instant decision; in some cases, further review may take a few days. If approved, you’ll receive your card by mail within 7–10 business days. To maximize your welcome bonus, be sure to meet the spending requirement within the specified time frame. Setting up online account access right away will help you manage your card, track spending, and monitor rewards easily.